Terms of use

Acceptance of the Terms of Use

The Site, provided by CRSREO (crsreo.com), is made available to you under the condition that you accept, without modification, all the terms and conditions outlined herein. These terms and conditions, referred to as the “Terms of Use,” constitute an agreement between you and CRSREO (crsreo.com), governing your access to and usage of the Site, including any content, information, features, and functions available on or through the Site. Please carefully review these Terms of Use before using the Site.

By utilizing the Site, you (A) acknowledge that you have read and comprehended these Terms of Use; (B) declare that you are 18 years of age or older; (C) accept these Terms of Use and recognize them as a binding agreement between you and us; and (D) affirm that you have not previously been suspended or banned from the Site. If you do not consent to these Terms, kindly refrain from using the Site.

Changes to the Terms of Use

We reserve the right to periodically review and update these Terms of Use at our sole discretion. Any modifications become effective immediately upon posting and are applicable to all access to and use of the Site from that point onward. By continuing to use the Site after the revised Terms of Use have been posted, you indicate your acceptance of and agreement with the updated terms. Additionally, you waive any entitlement to receive specific notice of such changes to these Terms of Use. As a user of the Site, it is your responsibility to routinely review these Terms of Use.

The Site and Its Content

We retain the right to access and utilize the Site, along with any content and information it contains, to the extent necessary for the operation of the Site and to provide access to you and other users. This also includes safeguarding the Site, assessing its performance, and enhancing its features. In regard to any content or information that you input on the Site, if applicable, we acknowledge that we do not claim ownership over that content or information. We have no right to access or disclose that content or information except as outlined in this document, and we are not authorized to share such content or information with third parties, except as specified in our Privacy Notice or as required to comply with government subpoenas, other lawful government requests, or court orders.

The Site’s design, layout, features, and access permissions will be determined or specified at our sole discretion. We also reserve the exclusive right to modify, update, or alter the Site. We shall not be held responsible if, for any reason, the entire Site or any portion of it becomes temporarily or permanently unavailable. On occasion, we may limit access to specific sections of the Site or the Site in its entirety, at our sole discretion. CRSREO (crsreo.com) retains the authority to terminate your access to and use of the Site, either in part or in whole, for any reason, with or without prior notice.

Site Access and Account Security

You acknowledge that your account is intended solely for your personal use, and you agree not to grant any other individuals access to the Site or any of its components using your username, password, or any other security-related information. In the event of any unauthorized access or usage of your username or password or any breach of security, you commit to promptly notifying us. Furthermore, you pledge to log out of your account at the conclusion of each session. When accessing your account from a public or shared computer, you must exercise special caution to prevent others from viewing or recording your password or other personal information. The subscription you are purchasing may be shared with employees of our company. By proceeding with this purchase, you agree to safeguard the credentials and refrain from making any modifications. In the event you encounter any issues with access, you also commit to contacting us at the phone number provided below, allowing for a maximum response time of 48 hours.

We retain the authority to deactivate any username, password, or other identifier at our sole discretion, at any time, with or without cause, even if we believe that you have violated any provision outlined in these Terms of Use.

Third-Party Services

The Site includes links to third-party websites (“Third-Party Sites”). These Third-Party Sites may encompass:

Before utilizing Third-Party Sites or divulging any personal information, you should thoroughly review the relevant terms of use and privacy policies governing these Third-Party Sites. Accessing third-party resources on the Internet is undertaken at your own risk. You should be aware that we do not exercise control over the Third-Party Sites, and you acknowledge that we are not responsible for their content, functionality, accuracy, legality, suitability, or any other aspect. The inclusion of a link to a Third-Party Site does not imply our endorsement or affiliation with the operators of these sites. Moreover, you acknowledge and consent to our lack of direct or indirect responsibility for any damage or loss, whether actual or alleged, arising from or related to the use or reliance on the content, goods, or services offered by or through these Third-Party Sites.

Obligations of the User

You agree to adhere to all relevant local, state, national, and international laws and regulations in connection with your utilization of the Site. By accessing or using the Site, you affirm that you are at least eighteen (18) years old (or have reached the legal age of majority, whichever is greater). You also acknowledge and accept that your use of the Internet and the Site carries inherent risks.

Intellectual Property Rights

The Site, along with its features and functionalities (including, but not limited to, all software, interfaces, capabilities, and the overall design, selection, and arrangement), constitutes the exclusive property of CRSREO (crsreo.com), its licensors, or other providers responsible for such features and functionalities. These elements are safeguarded by copyrights, trademarks, patents, trade secrets, and other laws governing intellectual property rights in the United States and internationally.

If you modify any features, functionalities, or provide access to any part of the Site in contravention of the Terms of Use, your entitlement to use the Site will be immediately terminated. No rights, titles, or interests in or to the Site are transferred to you, and CRSREO (crsreo.com) explicitly reserves all rights not explicitly granted herein. Any utilization of the Site that is not expressly authorized by these Terms of Use constitutes a violation of these terms and may contravene copyright, trademark, and other statutory regulations.


The names, logos, product and service names, designs, and slogans associated with CRSREO (crsreo.com) are trademarks owned by CRSREO (crsreo.com), its affiliates, or licensors. These trademarks may be registered in the United States or other jurisdictions. You are not permitted to use these marks without prior written authorization from CRSREO (crsreo.com).

Copyright Complaints

CRSREO (crsreo.com) follows a policy of responding to notifications of alleged copyright infringement that adhere to the Digital Millennium Copyright Act (“DMCA”). If you believe your work has been copied in a manner that constitutes copyright infringement, you can submit a DMCA compliance notification. This notification should be provided in writing to our designated DMCA Agent and must include the following:

  • A physical or electronic signature of a person authorized to act on behalf of the owner of the allegedly infringed exclusive right.
  • Identification of the copyrighted work claimed to have been infringed.
  • Identification of the material alleged to be infringing, with sufficient information for us to locate it.
  • Contact information for you, such as your address, telephone number, and email address.
  • A statement affirming that you have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
  • A statement asserting that the information in your notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner of an allegedly infringed exclusive right.

Notices of alleged copyright infringement and counter-notifications can be sent to our designated DMCA agent via email or postal mail at the following addresses:

By email: info@crsreo.com

For both email and mail notices, please include “Notice of Violation” in the subject line. If the notice is incomplete, CRSREO is not obliged to take action.

If CRSREO (crsreo.com) restricts or removes access to content in response to a copyright complaint, CRSREO(crsreo.com) will make a good faith effort to contact the alleged infringer. This will include providing information about the removal or restriction of access, including a copy of the complaint. If the alleged infringer believes their content was removed erroneously, they can submit a counter-notification to CRSREO (crsreo.com) in accordance with the DMCA, requesting the reinstatement of the removed content.

CRSREO (crsreo.com) maintains a policy of terminating repeat offenders. In cases where CRSREO (crsreo.com) receives multiple copyright complaints related to an alleged infringer, CRSREO (crsreo.com) may terminate or restrict the alleged infringer’s access to the Site or take measures to limit or prevent their content from appearing on the Site.

Prohibited Uses

You are permitted to use the Site solely for lawful purposes and in compliance with these Terms of Use. You agree not to use the Site:

  1. In any manner that violates applicable federal, state, local, or international laws or regulations, including laws governing the export of data or software to and from the US or other countries, as well as laws related to the protection of personal data of individuals.

  2. To impersonate, or attempt to impersonate, another user, person, or entity, including using email addresses associated with any of the aforementioned.

  3. To contact CRSREO (crsreo.com) offices or sales associates for purposes unrelated to assisting you with your purchase needs, such as marketing products or services.

  4. To infringe upon the rights of others or engage in activities that violate the privacy rights of individuals.

  5. To remove or modify any copyright or other intellectual property notices displayed on the Site.

  6. To upload invalid data, worms, viruses, or other software agents onto the Site.

  7. To use any software that intercepts, “extracts,” or collects information through or from the Site.

  8. To utilize the information provided by the Company through the Site for making loan decisions.

  9. To access or use the Site for the development of competitive products or services.

  10. To access password-protected, secure, or non-public areas of the Site.

  11. To create links from any website or web page to any page within the Site, and you agree that if CRSREO (crsreo.com), at its sole discretion and without limitation, requests in writing that you remove any link or links to the Site, you will do so immediately.

  12. To engage in any other conduct that restricts or inhibits the use or enjoyment of the Site by any individual, or that, as determined by us, may harm CRSREO (crsreo.com) or its users, or expose them to liability.

Furthermore, you agree not to:

  1. Bypass any restriction on access or availability of the Site.

  2. Engage in activities that are harmful to you, the Site, or others.

  3. Infringe upon the rights of others.

  4. Participate in activities that violate the privacy of others.

  5. Assist others in breaking these rules.

  6. Attempt to interfere with the proper functioning of the Site.

  7. Share, sell, transfer, or redistribute any portion of the account subscription to anyone without our knowledge and approval.

Disclaimer of Warranties

Your use of the Site and its content is solely at your own risk. The Site is provided “as is” and “as available,” without any warranty of any kind, whether express or implied. Neither CRSREO (crsreo.com) nor any person associated with CRSREO makes any warranty or representation regarding the completeness, security, reliability, quality, accuracy, or availability of the Site. Without limiting the foregoing, neither CRSREO nor anyone associated with CRSREO represents or warrants that the Site will operate uninterrupted or in a manner that meets your particular requirements and needs.

To the fullest extent permitted by applicable law, CRSREO hereby disclaims all warranties of any kind, whether express or implied, statutory or otherwise, including but not limited to warranties of merchantability, and warranties of non-infringement. CRSREO also disclaims any liability for the content, the materials, the accuracy of the information, and the quality of the information provided or available through the Site.

The foregoing does not affect any warranties that cannot be excluded or limited under applicable law.

Limitation of Liability

To the maximum extent permitted by law, in no event shall CRSREO, its shareholders, directors, affiliates, officers, agents, and employees, licensors, service providers, and all third parties that provide responsibility or information to them for the content of any kind, under any legal theory, arising from or in connection with your use of, or inability to use, the Site, any application linked to it, any content on the Site, or such other applications, including any direct, incidental, consequential, or punitive damages, including, but not limited to, personal injury, pain, and suffering, emotional distress, loss of income, loss of profits, loss of business or anticipated savings, loss of business, whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

The foregoing does not affect any liability that cannot be excluded or limited under applicable law.


You agree to indemnify and hold harmless CRSREO (crsreo.com), its shareholders, directors, affiliates, officers, agents, and employees, licensors, service providers, and all third parties that provide content, information, or Site to the Site from and against any and all claims, lawsuits, proceedings, liabilities, losses, damages, costs, and expenses of any kind, including, but not limited to, reasonable attorneys’ fees and expenses, court costs, or arbitration costs, due to, arising from, or related to your violation of these Terms of Use or your use of the Site, including but not limited to your contributions of content or information to the Site or any use of the content of the Site other than as expressly authorized in these Terms of Use.

Waiver and Severability

No waiver by CRSREO of any term or condition set forth in these Terms of Use shall be deemed an additional or continuing waiver of such term or condition or a waiver of any other term or condition. Furthermore, any failure of CRSREO to assert a right or provision under these Terms of Use will not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision will be removed or limited to the minimum extent necessary so that the remaining provisions of these Terms of Use will continue in full force and effect.

Governing Law

All matters related to the Site and these Terms of Use, and any dispute or claim arising from or related to them (including non-contractual disputes or claims), shall be governed and construed in accordance with the internal laws of the State of Colorado, excluding any principle or rule of law that may direct the application of the law of another state.

Arbitration and Waiver of Class Arbitration

Any dispute, controversy, or claim arising out of, in connection with, or related to these Terms of Use, including any breach, termination, or validity thereof, shall be ultimately resolved through arbitration in accordance with its Commercial Arbitration Rules. The arbitration panel shall consist of a single arbitrator. The arbitrator shall have the authority to rule on any challenges to their own jurisdiction or to the validity or enforceability of any portion of the arbitration agreement.

The parties agree to engage in arbitration solely on an individual basis, and this agreement does not permit class arbitration or any claims filed as a plaintiff or class member in any class or representative arbitration proceeding. The arbitral tribunal may not consolidate claims from multiple individuals and may not preside over any form of representative or collective proceeding. Notwithstanding the tribunal’s authority to rule on its own jurisdiction and the validity or enforceability of the arbitration agreement, the tribunal shall have no authority to rule on the validity or enforceability of the arbitration agreement solely on an individual basis.

In the event that the prohibition of class arbitration is deemed invalid or unenforceable, the remaining provisions of the arbitration agreement shall remain in effect.


If you provide comments or suggestions regarding the Site, including those related to CRSREO (crsreo.com) (collectively, the “Comments”), you hereby grant us an unrestricted, perpetual, irrevocable, non-exclusive, fully paid, and royalty-free right to use the Comments for any purpose and in any manner that we, in our sole discretion, deem appropriate.

Entire Agreement

The Terms of Use constitute the sole and complete agreement between you and CRSREO (crsreo.com), its successors, or assigns, concerning the Site. These terms supersede all prior and contemporaneous understandings, agreements, representations, and warranties, whether written or oral, regarding the Site.

Refund Policy

CRSREO (crsreo.com) may, from time to time, offer free trial periods for their services or products during which credit card charges will not be incurred. The dates and times of these free trials will be posted on the website, and customers will receive advance notices. If a free trial of services or products is offered, and the customer decides to continue using the service or product beyond 1 (one) calendar day after the free trial expires, the credit card will be charged the specified amount, and no refunds will be issued thereafter.

If the service is of a monthly subscription type, services will be billed on a monthly basis using Automatic Recurring Billing (ARB). The user’s credit card will be charged on the anniversary month following the original registration date and will continue on ARB unless the user cancels the subscription at least one (1) day prior to the billing cycle. For yearly or term subscription types, no refunds will be issued following the purchase. All customers are required to maintain all charges.

Contact information

CRSREO (crsreo.com)
8601 Six Forks
Raleigh, NC 27615

Phone: (720) 734-3200

Regular Business Hours:

Mon-Fri: 8:00am-6:00pm
Sat. 8:00am-12:00pm EST

email: info@crsreo.com